Privacy, kept small

The controller for personal data described here is Clarkianode, 9 Livingstone Rd, Teignmouth TQ14 8NL, United Kingdom. Email [email protected]. Telephone +44 7501 529165.

If you only read the site, we do not ask for your name. The pages are static. Your browser will request typefaces from fonts.bunny.net and a stylesheet script plus icon font from cdn.jsdelivr.net. Those providers receive the technical data that any web request includes, such as an IP address. We do not control their logs. If you reject non-essential cookies, the site still loads those public assets because they are part of presenting the pages, not part of an advertising profile.

What we collect if you contact us

If you email or telephone, we receive whatever you choose to send: your address, your number, and the contents of the message. Please do not send account numbers, National Insurance numbers, full card numbers, or copies of identification unless we have explicitly asked for something narrower, which we do not expect to do for editorial correspondence.

We use that correspondence to reply, to correct a note, and to keep a record of what we told you. The lawful basis is our legitimate interest in answering readers and keeping an accurate publication, and, where you ask for something contractual such as permission to reuse text, steps toward that agreement. We do not sell personal data. We do not use it to build a marketing list. We do not send newsletters unless you have asked in writing to be told when a note is updated, and you can withdraw that request by email.

Cookies

The only cookie-like storage this site sets itself is a localStorage entry named clarkianode_consent. It records whether you accepted or rejected non-essential cookies, and the time of that choice. It stays in your browser. We do not read it on a server, because these pages have no account server. There is no analytics cookie, no advertising cookie, and no social pixel installed by us. If you reject, we store that rejection in the same local entry so the banner stays dismissed. You can clear it in your browser settings.

How long we keep letters

Editorial correspondence is kept for up to three years after the last message in a thread, unless we need a longer record to defend a legal claim or to document a published correction. Routine telephone notes, if any are written down, follow the same period.

Your rights

• You can ask for a copy of the personal data we hold about you.
• You can ask us to correct it, or to delete it where we have no ongoing reason to keep it.
• You can object to processing based on legitimate interests, and you can ask for restriction while a dispute is resolved.
• Where processing is based on consent, you can withdraw consent at any time.

Write to [email protected]. We may need to confirm you are the person the data is about. You can also complain to the Information Commissioner's Office at ico.org.uk. We would like the chance to put a problem right first.

Children

The notes are written for adult readers thinking about savings and investments. We do not knowingly collect data from children.

This policy was last updated in October 2026.